Precision CUSO

Built by Teachers Federal Credit Union and Corridor Platforms, Precision CUSO puts AI-driven, fully governed decision intelligence directly in credit unions’ hands to own, control, and scale

Built By Credit Unions, For Credit Unions

Members today expect instant, contextual decisions

The Credit Union Challenge: Competing at Digital Speed

01 Competitors Are Winning Your Best Members

Members can switch instantly to institutions offering faster, real-time contextual offers

02 Real-Time Decisioning is Imperative to Scale

Manual decisioning workflows leaves CUs without the speed, analytics, expertise required for digital transformation

03 AI Sophistication Requires Compliance Uplift

Deploying advanced AI responsibly requires stronger governance, regulatory alignment, & robust oversight

What does Precision CUSO offer?

Precision CUSO delivers advanced, AI powered decisioning to credit unions, providing best in class technology, CU owned models & strategies, full compliance and dedicated support.

Gaps in Today’s Fintech Landscape for Credit Unions

Models Alone Don’t Deliver Real-Time Decision Outcomes

Advanced models can generate risk scores instantly, but real-time pricing, approvals, and funding etc. still require strategies that turn those scores into decision actions, otherwise most decisions fall back to manual processing.

No True End-to-End Lifecycle Solution

Most fintech offerings focus on underwriting alone and do not support ongoing member marketing or decisioning across the full member lifecycle.

Outsourcing Core Capabilities Creates Long-Term Risk

In the age of AI, data and analytics are a competitive must. Relying on external vendors without building in-house capabilities creates dependency and risk.

How We Help

AI precision. Fully Compliant. Expandable.

Not Another Vendor - A Credit Union Owned Solution That Understands Your Needs, Compliance & Grows with you!

Full Member Lifecycle Decisioning in Real Time

Full Suite Decisioning with AI & Member Optimization across the life-cycle (Acquisition, Underwriting, Member Marketing, Portfolio Loss Management).

CU Owned Custom Models

Models and strategies unique to each credit union, calibrated on its own member signals and continually refined as member behaviours evolve. Ability to incorporate in-house or third-party risk models and scores.

Harness ALL Your Data

Harness all internal and external data at the point of decisioning to enable true 360° member lifecycle optimization.

Built in Governance, Compliance

Tried and tested NCUA-aligned governance and compliance with full visibility.

Enable True Member 360 Decisioning

Precision CUSO upgrades decisioning across the member lifecycle by harnessing all relevant internal CU and external data to deliver true 360° member insights and more contextual, timely decisions!

Upgrade Decisioning Logic to Best-in-Class with Precision CUSO

Precision Features and Custom Risk Models Upgrade

Powerful Risk Assessment for lower losses, higher volumes.

Leverage your internal data for better 'risk signals' to approve more applicants at same risk level

Advanced Features and Tier 1 ML Risk Models trained on your member cohorts to reduce losses and for higher portfolio profitability

Precision Underwriting Rule Engine

Drive Higher Decision Automation to improve flexibility.

Leverage Tier 1 level credit rules and decision automation for better "look to book" conversion

Refine and back-test your credit levers by member cohorts easily to reduce credit losses and keep up with competitors

Accelerate Time to Market, Leverage Pooled Intelligence

Expected ROI (Underwriting only)

Improved Member Experience

Cost Reduction

~25%

Higher Approval Rates

Better Quality Members Onboarded

75%

Decision Automation

Improved 'Look to Book' driving Loan Growth

~15%

Reduction in Credit Losses

Improved Portfolio Quality

~30%

Reduction in Operating Costs

Streamlined Underwriting

Hear from our Leaders

Explore the results Teachers achieved - full story in the case study!

"Our partnership with Corridor Platforms has helped transform how we make decisions and serve our members."

Brad Calhoun

CEO of Teachers Federal Credit Union

"In an AI-first world, we have collaborated with Teachers to make decision capabilities available to all CUs to level the playing field!"

Manish Gupta

CEO of Corridor Platforms